Sunday, November 28

▷ World Stroke Day 2021: What needs to be considered when it comes to prevention

25.10.2021 – 07:35


Frankfurt am Main (ots)

Avoid high blood pressure as much as possible, quit smoking or lose weight if you are overweight – a healthy lifestyle can significantly reduce the risk of a stroke. Nevertheless, a total of around 270,000 German citizens suffer a stroke every year in Germany [1]. The result: there is often a risk of prolonged restrictions on the workforce or, in extreme cases, even occupational disability and, with it, financial difficulties. Nevertheless, a representative study by the digital insurance manager CLARK shows that Germans underestimate the risk of this widespread disease. For example, not even every: r second person (44 percent) goes to check-ups. On the occasion of World Attack Day, CLARK provides information on how to properly prevent such a stroke of fate – not just financially.

Stroke risk is underestimated

Everyone: r can actively reduce the risk of a stroke. Experts assume that over 90 percent of all strokes can be prevented if those affected would live healthier [2]. This includes, for example, a healthy diet, sufficient exercise and avoiding unnecessary stress. In addition to an active and healthy lifestyle, check-ups can also help reduce the risk of a potential stroke. The preventive consultation with an expert helps, for example, to get a better overview of your own health situation in order to recognize potential risks in good time and to be able to address them correctly. What many do not know: From the age of 35, people with statutory health insurance have the option of having their family doctor checked out every three years.

However, according to a CLARK study, not even one in two Germans (44 percent) go to regular checkups [3]. The ongoing corona pandemic seems to reinforce this trend: 11 percent of those surveyed in another CLARK study state that they have had fewer preventive medical checkups since the beginning of the pandemic [4]. Furthermore, just 12 percent of Germans consider their personal risk of suffering a stroke to be very or rather likely. Strokes are the third most common cause of death in Germany after cancer and cardiovascular diseases [1].

Correctly safeguard your own workforce

Vacation, apartment, house, family: your own labor often finances your entire life. But what if a stroke occurs despite a healthy lifestyle and preventive medical check-ups and the job can no longer be practiced in the long term? According to the official Definition of occupational disability is deemed to be incapacitated for a person who is no longer able to work in full or in part in his or her last job as a result of illness, bodily harm or more than age-appropriate decline (cf. VVG § 172). This is the case if the current job can only be carried out for a maximum of 50 percent for at least six months. Whether another profession could be practiced is irrelevant.

If you lose your own workforce after a stroke, the statutory benefits are by no means sufficient to maintain the accustomed standard of living. “So you should definitely consider taking out a Disability insurance “, says Marco Adelt, COO and co-founder of CLARK. This insurance takes over if the profession can no longer be practiced for a longer period of time or permanently.” In principle, 70 to 80 percent of the current net income should be insured in order to avoid serious situations To be prepared for the future and to be able to maintain the current standard of living, “says Adelt. It should also be mentioned that the conclusion of an occupational disability insurance must be made before a stroke is suffered, because most people refuse to take out such an insurance after a stroke Adelt concluded in conclusion.



[3] Note on the study: “The data used are based on an online survey by YouGov Deutschland GmbH, in which 2071 people took part between January 20 and 25, 2021. The results were weighted and are representative of the German population aged 18 and over.”

[4] Note on the study: “The data used are based on an online survey by YouGov Deutschland GmbH, in which 1005 people took part between March 31 and April 5, 2021. The results were weighted and are representative of the German population aged 18 and over.”

Press contact:

CLARK Press contact:
Moritz Widell
[email protected]

Original content by: CLARK, transmitted by news aktuell

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