▷ Number of the week: 22 | The power of the wind: Every fifth home has already been …

25.10.2021 – 11:00


Saarbrücken (ots)

  • 22 percent of people in Germany between the ages of 20 and 50 have already had to cope with damage caused by a storm.

He has tremendous power, comes out of nowhere and can cause serious damage to your home and yard. We’re talking about a storm. In a forsa survey[1] From CosmosDirekt, Generali’s direct insurer in Germany, almost one in four (22 percent) of the 20 to 50-year-old respondents stated that they had already experienced damage to their home due to a storm.

But there is not only danger from the outside; high levels of damage can also have other causes. Likewise, 22 percent of the survey participants were already affected by damage from defective water pipes in their homes. The third reason for damage is the theft of the bicycle with 19 percent. One in ten (ten percent) has been the victim of a break-in or theft at home. The financial consequences of hail, which 12 percent of 20 to 50-year-olds have already had to deal with at some point, are just above this.


The probability of the various causes of damage is not the same everywhere: While break-ins and (bicycle) theft are a problem for people in large cities with over 500,000 inhabitants, storm damage occurs particularly frequently in smaller places in rural areas.

In order to keep the financial loss as low as possible, it is advisable to make individual provisions. “Whether tenant or owner – with a household contents insurance you are fundamentally very well protected against the most common dangers”, explained Sandra Kniesigk, Insurance expert at CosmosDirekt. “Whether storm damage, tap water, lightning or hail damage, fire, burglary, robbery or vandalism – the household contents insurance provides financial protection for your own home. Damage is always replaced in such a way that the damaged or destroyed object is re-procured in the same type and quality can.” If the house is damaged by storms, fire, lightning, hail or leaking tap water, home insurance can help. It is especially important for homeowners.

But you can also insure yourself against damage caused by the forces of nature under certain conditions, she says Sandra Kniesigk: “Many insurers offer household and residential building insurance the option to also insure natural hazards and thus additional protection against damage caused by floods, earthquakes, snow pressure, avalanches or backwater.”

[1] Population-representative survey “Zukunft Wohnen” by the opinion research institute forsa on behalf of CosmosDirekt, Generali’s direct insurer in Germany. In July 2021, 1,003 men and women between the ages of 20 and 50 were surveyed in the Federal Republic of Germany.

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CosmosDirekt is Germany’s leading online insurer and Generali’s direct insurer in Germany. With simple and flexible online offers and competent personal advice around the clock, the company sets new standards in the insurance industry. The offer includes private insurance, provision and investment. More than 1.8 million customers trust CosmosDirekt.


Generali is one of the leading primary insurance groups in the German market with premium income of EUR 14.4 billion and around 10 million customers at the end of 2020. As part of the international Generali Group, Generali is in the segments in Germany with the Generali, CosmosDirekt and Dialog brands Life, sick and property / casualty activities. Generali’s aim is to be a lifelong partner for its customers who, thanks to an excellent distribution network in exclusive and direct sales as well as in the broker channel, offers innovative, individual solutions and services.

Press contact:

Sabine Gemballa
Business Partner
T +49 (0) 681 966-7560

Stefan Göbel
Corporate communication
Head of External Communication
T +49 (0) 89 5121-6100

[email protected]

Markus Schaupp
follow red GmbH
T +49 (0) 711 90140-549
[email protected]

Generali Germany AG
Adenauerring 7
81737 Munich



Original content by: CosmosDirekt, transmitted by news aktuell


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